Privacy Statement for My Realty 2 You

1. Personal Data We Collect

To provide you with our comprehensive suite of professional services (including financial planning, insurance agency, banking assistance, accounting, legal, and property management), we may collect:

• Identity & Contact Data: Name, NRIC/Passport number, date of birth, nationality, marital status, address, email address, and phone number.
• Financial & Employment Data: Income details, employment history, tax status, bank account details, source of wealth, and asset portfolios.
• Health & Medical Data: Where strictly required for the underwriting and processing of specific insurance products (e.g., life or savings insurance plans).
• Dependency Data: Information regarding your children, spouse, or beneficiaries for legacy and inheritance planning.

2. How We Collect Your Data

We collect personal data directly from you when you: fill out forms on our website or submit inquiry forms; consult with any of our network professionals (planners, accountants, lawyers, etc.); provide documentation for financial assessment or insurance applications.

3. Purpose of Processing Your Personal Data

Your data is collected and processed for purposes including, but not limited to: assessing your financial needs and providing tailored advisory services; processing applications for financial products, specifically Hong Kong savings insurance plans and other offshore or local wealth management solutions; facilitating cross-professional referrals within our network (e.g., legal drafting for inheritance, accounting for tax planning, property management) to provide a holistic service; complying with statutory and regulatory requirements (e.g., Anti-Money Laundering, Anti-Terrorism Financing and Proceed of Unlawful Activities Act 2001); responding to your inquiries, customer service requests, or complaints.

4. Disclosure and Transfer of Personal Data

To deliver our integrated services, your personal data may be shared with:

• Our Network Partners: Our internal team of qualified financial planners, insurance agents, bankers, accountants, lawyers, and property managers.
• Third-Party Product Providers: International and domestic insurance companies (specifically financial institutions and insurance providers based in Hong Kong for savings plan processing), banks, and investment platforms.
• Regulatory & Legal Authorities: Government bodies or law enforcement agencies as required by law.

5. International Data Transfers (Cross-Border Transfer)

As our primary financial solution includes Hong Kong savings insurance plans, your personal data will be transferred to, stored, and processed by insurance operators and regulatory authorities in Hong Kong. By providing your data to us, you explicitly consent to the transfer of your information outside of Malaysia for the fulfillment of your financial policies. We ensure that overseas partners adhere to stringent data protection standards equivalent to the PDPA.

6. Security and Retention of Personal Data

We implement strict technical and organizational security measures to protect your personal data from unauthorized access, alteration, or disclosure. Your data will only be retained for as long as necessary to fulfill the purposes outlined in this statement or to comply with legal, accounting, and regulatory requirements.

7. Your Rights (Access and Correction)

Under the PDPA, you have the right to: request access to the personal data we hold about you; request the correction or updating of inaccurate data; withdraw your consent to our processing of your data (which may limit our ability to provide certain services to you). If you wish to exercise any of these rights, please contact our Data Protection Officer using the details below.

8. Contact Us

For any inquiries, data access requests, or privacy-related complaints, please reach out to us at Email: lc220674@gmail.com